All-Digital
Lending Enabled by AI
Delight customers
Achieve Net Promoter Scores (NPS) scores far higher than published benchmarks for the largest banks.1
Manage risk
Reduce losses by up to 75% with per-applicant pricing and systematic response to economic conditions.
Drive growth
Enhance your credit decisioning and identify more credit-worthy borrowers within your risk appetite.
Improve efficiency
Enable your staff to focus on higher-value tasks with automated fraud and verification processes.
Realize dramatically better performance
Fewer defaults at same approval rate
more predictive than credit score during COVID-193
NPS vs. less than 30 NPS at top-tier banks1
Consumer Lending Platforms
Upgrade an existing program or launch a new one with eFund123’s turnkey offerings. These solutions help you increase access to credit, deliver more competitive rates, and offer a fully digital, effortless experience
APIs
Enhance your credit decisioning process with AI while leveraging your existing technology. With our APIs, you can offer instant credit decisions for auto, personal, and student loans with higher approval rates and lower loss rates.
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Learn how to delight your customers, minimize risk & profitably grow your consumer lending business through your own branded, all-digital lending experience.